Auto Insurance:
Protect What Moves You
Auto insurance is your financial safety net when life on the road takes an unexpected turn. It helps cover the cost of damages, injuries, or losses caused by accidents, theft, or other covered events. A standard auto policy typically includes liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist protection.
At Benchmarq Insurance, we believe in helping our clients make informed choices — not just meet the minimum requirements. We take the time to explain your coverage, identify your risks, and help you find a plan that protects both your vehicle and your peace of mind. Auto insurance in Bentonville, Arkansas, can be found here, and we're also able to provide coverage to the following states: Arkansas, Missouri, Oklahoma, and Texas.
Why Do You Need Auto Insurance?
Even the most careful drivers can experience an accident or unexpected event. Without proper coverage, a single collision can lead to thousands of dollars in repair costs, medical bills, or legal expenses.
With auto insurance from Benchmarq, you can drive with confidence knowing you’re protected from life’s surprises — big or small.
What Are the Minimum Auto Insurance Requirements by State?
Arkansas Auto Insurance Requirements
Arkansas drivers must carry at least:
$25,000 bodily injury per person
$50,000 bodily injury per accident
$25,000 property damage per accident
At Benchmarq, we don’t recommend settling for the bare minimum. We’ll walk you through your options — including higher liability limits, medical payments, and comprehensive protection — to make sure you’re covered where it matters most.
Missouri Auto Insurance Requirements
Missouri requires:
$25,000 bodily injury per person
$50,000 bodily injury per accident
$25,000 property damage
Uninsured motorist coverage: $25,000 per person / $50,000 per accident
From rural highways to busy city streets, Missouri drivers face all kinds of risks. Benchmarq agents help you tailor your policy with protection against hail, deer collisions, and storm damage — all common in the region.
Texas Auto Insurance Requirements
Texas law requires drivers to carry:
$30,000 bodily injury per person
$60,000 bodily injury per accident
$25,000 property damage
Known as 30/60/25 coverage, these are the minimums — but we help Texans go beyond the basics. Whether you’re commuting through Dallas traffic or driving long stretches of open highway, we’ll help you find coverage that fits your lifestyle and financial goals.
Oklahoma Auto Insurance Requirements
Oklahoma requires:
$25,000 bodily injury per person
$50,000 bodily injury per accident
$25,000 property damage
Benchmarq agents often recommend adding uninsured motorist, collision, and comprehensive coverage for complete protection against Oklahoma’s unpredictable weather and busy roads.
What Types of Auto Insurance Coverage Can You Choose From?
Your Benchmarq agent will help you understand and personalize your policy with the right combination of:
Liability Coverage – Pays for injuries or damage you cause to others.
Collision Coverage – Covers repairs to your vehicle after an accident.
Comprehensive Coverage – Protects against theft, hail, vandalism, or animal collisions.
Uninsured/Underinsured Motorist Protection – Covers you if the other driver doesn’t have enough insurance.
Medical Payments / Personal Injury Protection – Helps pay medical expenses after an accident.
Roadside Assistance & Rental Reimbursement – Keeps you moving even when your car can’t.
How Does Benchmarq Insurance Serve You Better?
As a captive agency, we know our products inside and out — and that’s what makes us different. Instead of spreading our attention across multiple companies, we focus on deep expertise in the policies we offer. That means we can:
Recommend coverage that truly fits your needs
Provide clear, confident answers about what’s included
Help you maximize every benefit and discount available
Deliver personalized service that goes far beyond price alone
We’re not here to sell a policy and disappear — we’re here to be your trusted advisor for the long haul.
Why Choose Benchmarq Insurance?
At Benchmarq, we set the standard for what real coverage and real service should look like.
✅ Licensed and local experts in Arkansas, Missouri, Texas, and Oklahoma
✅ Deep knowledge of our products and coverage options
✅ Friendly, hands-on support when you need to file a claim
✅ Honest advice focused on your long-term protection, not just the lowest price
We take pride in helping you understand your policy, so you can make confident decisions about your protection.
Get a Free Auto Insurance Quote from Benchmarq Insurance
You deserve coverage that fits your life — not just the minimum required by law.
Call (479) 273-1320 or click “Get a Quote” today to learn how Benchmarq Insurance can help you protect what moves you.