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Welcome to Benchmarq Insurance
Introducing Benchmarq Insurance: New Name, Same Trusted Team After almost 15 years as the Dan Cheek Allstate Agency, we’re excited to share that we’re moving forward with a refreshed personal brand: Benchmarq Insurance. Why the name change? Over the years, our agency has continued to grow. We wanted a name that reflects the level of care, professionalism, and commitment we bring to every interaction, and our scope across Arkansas and the surrounding states we serve. Benchmarq
Sarah Bennett
Nov 10, 20251 min read


Hidden Fire Hazard: Is Your Dryer Vent Putting Your Home at Risk?
You probably don’t think much about your dryer beyond the convenience it provides. Load the clothes, press a button, and about an hour later you have warm, fluffy laundry. But behind that cycle is a hidden fire hazard many homeowners don't realize exists: the dryer exhaust vent.
Dan Cheek
Dec 29, 20254 min read


What is Replacement Cost and What Does it Mean for My Home Insurance Policy?
Why replacement cost and not market value is the basis for your home insurance policy.
Dan Cheek
Dec 23, 20254 min read


Replacement Cost vs. Actual Cash Value on Roofs: What This Means for Your Home Insurance
Roof claims are one of the most common, and most stressful, parts of home insurance. They’re also an area where small wording differences in a policy can create very large financial consequences after a storm.
Dan Cheek
Dec 9, 20253 min read


How to Prevent Winter Claims and Protect Your Home from Freezing Temperatures
How to Prevent Winter Claims and Protect Your Home from Freezing Temperatures At Benchmarq Insurance, we care about helping you protect what matters most. As temperatures drop, frozen pipes and water damage become a common winter claim, and many of those losses can be prevented with simple preparation. When water freezes it expands, which increases pressure inside pipes, especially in unheated or poorly insulated areas. A burst pipe can cause major damage that may not be imme
Sarah Bennett
Nov 17, 20252 min read


Understanding the Importance of Home Insurance Coverage
Updated 12-23-25 When it comes to protecting your home, home insurance is often treated as a checkbox: something required to get a mortgage approved and then quickly forgotten. As an insurance agent, I see this mindset all the time. The policy gets issued, the loan closes, and no one looks at it again until it's time to renew. But the importance of home insurance goes far beyond satisfying a lender. Home insurance is about protecting you, your family, and everything you’ve w
Sarah Bennett
Sep 8, 20253 min read


Why Renters Insurance is Essential for Your Peace of Mind
When you rent a home or an apartment, you might think that your landlord's insurance covers everything. However, that is not the case. While your landlord's policy protects the building itself, it does not cover your personal belongings. This is where renters insurance comes into play. Renters insurance is a type of insurance that protects your personal property against loss or damage. It also provides liability coverage in case someone is injured in your rented space. In thi
Sarah Bennett
Sep 8, 20254 min read


Top Benefits of Choosing a Local, Agent-Run Insurance Agency
Top Benefits of Choosing a Local, Agent-Run Insurance Agency When it comes to protecting your home, vehicles, family, or business, you have options. Online insurance companies promise lightning-fast quotes and rock-bottom prices, and national call centers offer 1-800 customer service hours. But when something actually happens—when you have questions, experience a claim, or need guidance you can trust—there’s nothing quite like having a local insurance agency in your corner.
Sarah Bennett
Sep 8, 20253 min read
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