Landlord Insurance: Protect Your Investment
Landlord Insurance protects your rental property from damage, liability risks, and lost rental income if a covered event makes the home unlivable. It is different from a homeowners policy because it is designed specifically for properties you rent out to tenants, whether it’s a single-family home, duplex, condo, or small multi-unit building.
What Does Landlord Insurance Cover?
Dwelling Coverage
Protects the structure of your rental home — walls, roof, flooring, built-in appliances, and more — from damage caused by fire, storms, lightning, vandalism, and other covered losses.
Landlord Liability Coverage
Helps cover legal and medical costs if someone is injured on your rental property and you’re found responsible.
Loss of Rental Income
Provides reimbursement for lost rent if your property becomes uninhabitable after a covered event.
Other Structures
Covers detached buildings like garages, sheds, or fences located on the rental property.
Optional Add-Ons
Depending on your needs, you can choose additional protections such as:
Theft damage to the dwelling
HVAC or appliance coverage
Vandalism protection
Personal property (for items you provide, like appliances or yard equipment)
Landlord furnishings for furnished rentals
Our agents help you understand what coverage is essential, and what is optional, based on your property type and location.
Who Needs Landlord Insurance?
Landlord Insurance is the right choice if you:
Rent out a house, condo, or duplex
Own multiple rental properties
Have long-term tenants or short-term leases
Provide appliances, equipment, or furnishings
Want protection from unexpected liability or repair costs
A homeowners policy does not cover rental situations, so landlords need a policy designed specifically for tenant-occupied homes.
Landlord Insurance in Arkansas, Missouri, Texas, and Oklahoma.
Across all four states, Benchmarq Insurance helps landlords secure dependable coverage that protects their income and long-term investment.
Why Choose Benchmarq Insurance for Landlord Coverage?
As a captive agency, Benchmarq Insurance offers deep knowledge of the landlord insurance products available to you. This means:
We understand the details of your policy and explain coverage clearly
We help you anticipate risks before they become problems
We take time to review your property, rental structure, and goals
We focus on long-term protection, not just the lowest premium
Our agents go beyond basic customer service. We help safeguard the financial future of your investments.
Get a Landlord Insurance Quote from Benchmarq Insurance
Protect your rental home, and your rental income, with confidence.
Call (479) 273-1320 or click “Get a Quote” to start your Landlord Insurance policy with Benchmarq Insurance.